- Ripple says an IPO is unnecessary due to strong private funding and balance sheet health.
- Recent acquisitions signal a major push into corporate treasury and compliance infrastructure.
- XRP remains central to Ripple’s long-term enterprise settlement strategy.
Ripple is starting 2026 with a clear message for investors and the crypto market: an initial public offering is not on the agenda. Despite renewed speculation following a massive private funding round, the company’s leadership says staying private gives Ripple the flexibility it needs to execute its long-term strategy — one centered on products, acquisitions, and enterprise adoption of blockchain technology.
Ripple Shuts Down IPO Speculation
In a recent interview, Ripple President Monica Long confirmed that the company has no plans to go public in the near future. The clarification follows Ripple’s $500 million private funding round completed in late 2025, which valued the firm at roughly $40 billion.
According to Long, companies typically pursue an IPO to unlock liquidity or expand access to capital markets. Ripple, she argued, doesn’t face those constraints. With a strong balance sheet and continued access to private capital, the firm believes it can fund growth without the pressures that come with quarterly earnings and public-market scrutiny.
Remaining private, Long said, allows Ripple to move faster, allocate capital more efficiently, and focus on innovation tied closely to XRP and its broader payments ecosystem.
A Valuation Surge Backed by Private Capital
The latest funding round marked a sharp jump from earlier valuations, including a share buyback program earlier in 2025 that implied a valuation closer to $11 billion. The new capital brought in investors from both traditional finance and crypto, while preserving Ripple’s control over strategic decisions.
Ripple executives have emphasized that the structure of the deal protects investors on the downside while ensuring management retains flexibility. That flexibility, the company argues, is critical as it builds out enterprise-grade blockchain solutions for cross-border payments and treasury operations.
Acquisitions Signal a Broader Enterprise Push
Rather than preparing for a listing, Ripple is deploying capital through acquisitions. One of the most significant moves came with the $1 billion purchase of GTreasury, a global treasury management systems provider. The deal positioned Ripple to serve multinational corporations and tap into the massive corporate treasury market.
That expansion continued this week as GTreasury acquired Solvexia, a firm specializing in no-code automation for reconciliation and regulatory reporting. The integration aims to reduce manual processes that expose finance teams to fraud and audit risks, cutting reconciliation times from days to minutes.
With GTreasury, Solvexia, Rail, and other units under its umbrella, Ripple is assembling a unified platform covering payments, custody, treasury, compliance, and liquidity — with XRP and RLUSD at the core of settlement.
XRP’s price action has been choppy amid the latest developments. After rallying nearly 30% in a week, the token saw some profit-taking, with volumes and futures open interest cooling slightly. Traders appear to be waiting for clearer signals on adoption and broader market direction.
Also Read: XRP Set to Skyrocket? Standard Chartered Predicts $8 by 2026
Ripple’s rejection of IPO plans underscores a deliberate strategy: prioritize execution over exposure. With fresh capital, a growing list of acquisitions, and a clear focus on enterprise infrastructure, the company is betting that long-term value will be built off public markets — at least for now.
Disclaimer: The information in this article is for general purposes only and does not constitute financial advice. The author’s views are personal and may not reflect the views of CoinBrief.io. Before making any investment decisions, you should always conduct your own research. CoinBrief.io is not responsible for any financial losses.
